Description

SMBC: A trusted partner for the long term

Here at SMBC Group, we want to help you find the next step in your career so read on to discover if this opportunity is the one for you. We like to recognise potential in our people, so we welcome your application even when your experience doesn't perfectly align with the job description. Whilst we'll always strive to be better, we're proud of our inclusive culture, and encourage our applicants and colleagues to be their authentic, unique selves.

Who we are

United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, SMBC Group has an international growth agenda and award-winning products, meaning we provide exciting opportunities to work on a diverse range of projects and initiatives. We deliver a full suite of corporate finance products and solutions to our customers as well as investment banking and advisory services, and a range of innovative solutions in global capital markets. Read on to find out how you could enhance your skills and gain valuable experience, by joining us to support our clients transition to a sustainable future.

Purpose of the Role

Lead the design, engineering delivery and strategic evolution of the Bank's enterprise Stress Testing Technology platforms in EMEA across all material risk types. The role combines hands-on technical leadership, architecture oversight, engineering management, delivery leadership and people leadership to build scalable, controlled and auditable solutions for internal risk management, capital and liquidity adequacy assessments, recovery planning, management exercises and regulatory stress testing.

The anticipated salary range for this role is £108,000 - £162,000 with the final offer determined based on the candidate's skills, experience, role scope, location, and relevant market factors. In addition to base salary, the role may be eligible for a discretionary incentive award and a competitive benefits package, including core benefits such as pension provision.

Background and Organizational Context

We are seeking a highly experienced and technically strong Stress Testing Technology Engineering & Delivery Lead to join the EMEA Risk Technology team and lead strategic stress testing capabilities across Risk, Finance, Treasury, Data and Technology.

The role spans Credit Risk, Counterparty Credit Risk, Market Risk, Liquidity Risk and IRRBB, Operational Risk, Model Risk, Climate and Sustainability Risk, concentration risk and other material enterprise risks. It requires deep engineering and solution architecture expertise, strong risk-domain understanding, hands-on technical leadership, data and integration expertise, and the ability to orchestrate scenario management, calculation engines, workflow, controls, aggregation, analytics and regulatory reporting.

The successful candidate will lead from the front, remaining close to solution design, engineering decisions, implementation challenges and production outcomes while building a strong technology team and partnering with senior business and technology stakeholders.

Scale and Scope

EMEA-wide scope across enterprise Stress Testing Technology platforms, covering Credit Risk, Counterparty Credit Risk, Market Risk, Liquidity Risk and IRRBB, Operational Risk, Model Risk, Climate and Sustainability Risk, concentration risk and other material enterprise risks. The role operates across Risk, Finance, Treasury, Data and Technology and leads multi-disciplinary engineering and delivery resources across onshore, nearshore, offshore and vendor teams. The scope includes strategic change, regulatory stress-testing exercises and sustainable BAU delivery.

Key Accountabilities and Responsibilities 1/2

Leadership & End-to-End Delivery

- Own the technology strategy and integrated delivery plan for enterprise stress testing across all material risk types.

- Lead delivery from requirements and architecture through implementation, exercise execution, regulatory submission and BAU handover.

- Align scope, milestones, dependencies, resources, environments, funding and releases across parallel workstreams.

- Drive accountability, timely decisions and transparent escalation across business, technology and supplier teams.

Cross-Risk Stress Testing Capability

- Lead technology capabilities supporting Credit Risk, Counterparty Credit Risk, Market Risk, Liquidity Risk and IRRBB, Operational Risk, Model Risk, Climate and Sustainability Risk and enterprise-wide aggregation.

- Integrate scenarios, assumptions, models, calculations, overlays, management actions and outputs across risk types.

- Support capital, liquidity, earnings, balance-sheet and risk-weighted asset impact assessment.

Technical, Architecture & Engineering Leadership

- Provide hands-on leadership across application, data and integration architecture, including technical workshops, design reviews and complex problem-solving.

- Review and challenge solution designs, data models, integration patterns, code quality and engineering approaches.

- Oversee controlled data sourcing, lineage, transformation, calculation, aggregation and integration across source platforms, risk engines, model platforms and reporting tools.

- Drive secure development, automated testing, CI/CD, observability, resilience, performance and operational supportability.

- Lead platform modernisation, simplification, automation and technical debt reduction, balancing scalability, resilience, cost and regulatory timelines.

Key Accountabilities and Responsibilities 2/2

Technology Talent & Capability Leadership

- Build and develop a high-performing team of software engineers, data engineers, architects, DevOps engineers, technical analysts and delivery leads.

- Own role definition, technical interviews, practical assessments and selection of strong technology candidates.

- Assess engineering depth, system-design capability, problem-solving and suitability for a regulated banking environment.

- Establish competency expectations, mentoring, career development, succession planning and continuous learning.

- Create a culture of technical ownership, constructive challenge, collaboration and engineering excellence.

Controls, Traceability & Regulatory Delivery

- Embed controls for data quality, reconciliation, completeness, approvals, access, change management, audit evidence and submission traceability.

- Ensure outputs are traceable from source data and scenarios through calculations, adjustments, review and final reporting.

- Coordinate technology readiness for regulatory exercises, including data collection, forecasting, quality assurance, review and challenge and submission.

- Ensure alignment with risk data aggregation, model governance, operational resilience, data governance and audit expectations.

Governance, Planning & Exercise Readiness

- Maintain the integrated plan, RAID log, dependency and decision logs, resource forecast and delivery dashboard.

- Coordinate Risk, Finance, Treasury, Data, Architecture, Engineering, QA, Infrastructure and external vendors.

- Oversee system, integration, regression, performance, reconciliation, user acceptance and dress-rehearsal testing.

- Ensure environments, data, runbooks, support arrangements and operational teams are ready for time-critical execution.

- Provide concise executive reporting and embed lessons learned into subsequent delivery cycles.

Stakeholder, Vendor & Financial Management

- Act as the primary Technology interface for senior Risk, Finance and Treasury stakeholders and governance forums.

- Manage strategic suppliers, delivery commitments, commercials, knowledge transfer and third-party performance.

- Oversee programme spend, forecasts, procurement and resource utilisation.

- Ensure delivered capabilities have clear ownership, support documentation, service controls and sustainable BAU operating models.

Knowledge, Skills and Experience

Essential

- Extensive experience (15+ years) delivering complex technology programmes within banking or financial services.

- Proven experience building, hiring and growing high-performing software, data or platform engineering teams.

- Strong hands-on solution architecture and system-design capability across distributed applications, APIs, event-driven integration, data platforms and workflow/orchestration.

- Ability to review technical designs, data models, code and engineering artefacts and guide teams through complex implementation and production issues.

- Strong knowledge of automated testing, CI/CD, DevOps, observability, cloud services, containerisation and secure software development.

- Experience delivering stress testing, risk, capital, liquidity, finance or regulatory reporting technology capabilities.

- Working knowledge across Credit Risk, Counterparty Credit Risk, Market Risk, Liquidity Risk and IRRBB, and Operational Risk.

- Understanding of scenario design, sensitivity analysis, forecasting, model execution, aggregation, management overlays and reverse stress testing.

- Strong understanding of data lineage, data quality, reconciliation, controls, auditability and regulatory submission processes.

- Proven ability to manage integrated plans, budgets, resources, dependencies, governance and executive reporting.

- Excellent stakeholder management and communication skills, with the ability to lead through ambiguity and compressed regulatory timelines.

Desirable

- Bachelor's or Master's degree in Computer Science, Information Technology, Finance, Risk Management or a related discipline, or equivalent experience.

- Knowledge of EMEA supervisory stress tests, ICAAP, ILAAP and recovery planning.

- Experience with enterprise data platforms, data lakes or lakehouses, cloud services and business intelligence tooling.

- Experience of risk calculation engines, scenario-management platforms, model-execution frameworks and configurable regulatory reporting solutions.

- Familiarity with climate scenario analysis, model risk governance, operational resilience and data governance requirements.

- Relevant certification such as FRM, PRM, CFA, PMP, PRINCE2 or SAFe.

Competencies

Customer Focus

Driving Change

Driving Results

Embraces Diversity

Enterprise Leadership

Judgement and Decision Making

Risk Management

Strategic and Visionary

Trust and Integrity

What we offer

For all the expertise and experience you bring to help us make a difference, it's only sustainable if we support you to build your career and be your best self so we offer competitive company benefits, centred around promoting positive well-bring and work-life balance. We also believe in fostering a diverse and inclusive work environment, where all team members perspectives and contributions are valued. Initiatives in place which promote a diverse and inclusive culture and healthy work life balance include hybrid working, Sport & Social Clubs and Diversity and Inclusion networks.

As an employee of SMBC you have access to a host of both useful and exciting benefit offerings. See below some of the benefits on offer to you:

• Hybrid and flexible working


• Competitive paid leave days


• Benefits to support your physical wellbeing, including private medical insurance and life and invalidity insurance


• Various policies to support your mental wellbeing, including a robust behavioural health network with counselling and coaching services


• Access a wide range of learning and development opportunities and career progression opportunities


• Ambitious remuneration package

So, if you like a challenge and want to continuously grow and develop in a role where you will be supported along the way by a dynamic and diverse team, apply today!!

We recognise our role as a bank to support social change and welcome all applications, including those from groups often under-represented in financial services. We value the uniqueness of professional and personal, backgrounds and perspectives as they play a vital role in continuing the sustainable growth of our organisation. We'll ensure reasonable adjustments to our recruitment process are offered due to a disability or long-term condition whenever requested.

We are committed to transparent and equitable pay practices. Compensation is determined using objective criteria, including skills, experience, and role responsibilities, and applied consistently throughout our recruitment processes. We do not request candidates' pay history and are committed to preventing unjustified pay disparities.

About SMBC

A trusted partner for the long term

United by a sense of purpose towards our customers - to be a trusted partner for the long-term - and our universal banking platform in EMEA, we deliver a full suite of corporate finance products and solutions to our customers, including corporate, structured and trade finance, leveraged finance, loan market and treasury products. We can also provide investment banking and advisory services and a range of innovative solutions in global capital markets.

Find out more about what we do and who we are at https://www.smbcgroup.com/emea/careers

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